Policy · effective October 17, 2026
Data Request
Last updated . Applies to calculateinterestpay.com. US law and en-US.
In plain English
- You can ask to know, access, correct, delete or get a portable copy of the personal information we hold about you.
- Send your request to [email protected] with the details listed on this page.
- We verify every request and respond within 45 days, extendable by another 45 days if needed.
- Settings and calculator inputs stored in your browser are not held by us, and you can clear them yourself.
- Using your privacy rights is free and will never change how the site works for you.
Your rights
Depending on where you live, including California and other US states with consumer privacy laws, you have the right to:
| Right | What it means |
|---|---|
| Know | Learn what personal information we collect, use and disclose, where it comes from and why |
| Access | Get a copy of the specific personal information we hold about you |
| Correct | Ask us to fix inaccurate personal information |
| Delete | Ask us to delete personal information we hold about you |
| Portability | Receive your information in a commonly used, machine-readable format |
| Opt out of sale, sharing and targeted ads | We do not sell or share personal information or use it for targeted ads, so there is nothing to opt out of, but you may still ask us to confirm |
| Limit use of sensitive personal information | We do not collect or use sensitive personal information |
| Non-discrimination | We will not deny service, charge different prices or provide a different quality of service because you used your rights |
We offer these rights to all US visitors, wherever you live in the United States.
What we may hold about you
Because there are no accounts on our site, we hold very little personal information. We may hold:
- your name, email address, topic and message, if you used our contact form;
- your email address, if you joined our newsletter;
- technical information such as your IP address in our hosting provider’s server logs, kept for security.
We do not hold your calculator inputs or your site settings. Those are stored only in your browser.
Information you control in your browser
You can remove these yourself at any time, without making a request:
- Site settings (cip-theme, cip-palette, cip-a11y, cip-consent, cip-recent): clear site data for calculateinterestpay.com in your browser settings.
- Calculator inputs: clear site data for our app domain, where the calculator frame stores them.
- Cookie choices: use the Change cookie settings button on our Cookie Policy page.
- Newsletter: use the unsubscribe link in any newsletter email.
How to make a request
Email [email protected] and include:
- the type of request (know, access, correct, delete or portability);
- your name and the email address you used with us;
- for a correction, what is wrong and what it should say;
- your state of residence, so we can apply the right law;
- if you are an authorized agent, proof of your authority (see below).
Please do not send sensitive information such as Social Security numbers or bank details. We will never ask for them.
How we verify your request
To protect your information, we must confirm that a request comes from you. We will usually ask you to confirm control of the email address you used with us, for example by replying from that address or using a link we send. We will match the information you give against what we hold. If we cannot verify your identity, we will tell you and explain why. We use the information you provide for verification only to verify and respond to your request.
Authorized agents
You may use an authorized agent to make a request for you. The agent must provide your signed written permission or a valid power of attorney. Unless the agent has a power of attorney, we may also ask you to verify your identity directly and confirm that you gave permission.
When we will respond
- We will confirm receipt of your request within 10 business days.
- We will respond within 45 days of receiving your request.
- If we need more time, we may extend this by another 45 days, and we will tell you within the first 45 days and explain why.
- Requests are free. We may decline or charge a reasonable fee for requests that are manifestly unfounded or excessive, or for more than two requests to know or access in a 12-month period, and we will explain our reasons.
If we cannot fully complete a request
The law sometimes allows or requires us to keep certain information, for example to complete a transaction you asked for, detect security incidents, comply with a legal obligation or defend legal claims. If we cannot fully complete your request, we will tell you which part we could not complete and why.
Appeals
If we deny your request in whole or in part, you can appeal. Reply to our decision, or email [email protected] with “Appeal” in the subject line. We will review the decision and respond in writing within the time your state’s law requires, generally within 45 to 60 days. If you are not satisfied with the outcome, you may contact your state attorney general.
Global Privacy Control
We honor Global Privacy Control (GPC). If your browser sends a GPC signal, we treat it as an opt-out request and apply the “essential only” setting, so Analytics and Advertising stay off. You do not need to send us a separate request.
More information
Our Privacy Policy explains in full what we collect, how we use it and who we share it with. For any other privacy question, email [email protected].
Questions about this policy
How do I make a privacy request?
Email [email protected] with the type of request and the email address you used with us. We will confirm receipt and explain the next steps.
How long will it take to get a response?
We respond within 45 days of receiving your request. If we need more time, we may extend by another 45 days and will tell you why.
Can someone make a request for me?
Yes. An authorized agent can make a request on your behalf with your signed permission or a valid power of attorney. We may still ask you to verify your identity.
Can you delete my calculator inputs?
We do not receive them. They are stored only in your browser, so you can remove them by clearing site data for our site and app domain.
Do I need to opt out of the sale of my data?
No action is needed, because we do not sell or share personal information. If you want, a Global Privacy Control signal will also apply the essential-only cookie setting.
What if you deny my request?
We will explain why. You can appeal by replying with the word Appeal in the subject line, and we will respond within the time your state's law requires.
Still have a question?
Write to us and a person will reply, usually within 2 business days.